Terms and Conditions

Acceptance of Terms

By accessing and using the services provided by Coursenebula, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services or website. These terms constitute a legally binding agreement between you and Coursenebula.

Definitions

For the purposes of these Terms and Conditions:

• Company: Refers to Coursenebula, a South African investment consulting firm providing financial advisory services
• Service: Refers to investment consulting, financial planning, and advisory services provided by Coursenebula
• User/Client: Refers to any individual or entity using our services or accessing our website
• Content: Refers to all information, text, graphics, and materials provided through our services

Use of Service

Our investment consulting services are provided subject to the following conditions:

Prohibited Uses

You may not use our services for:

User Accounts and Responsibilities

When engaging our services, you are responsible for:

• • Providing accurate and complete financial information
• • Maintaining confidentiality of any login credentials
• • Promptly updating us of any changes to your financial situation
• • Following applicable laws and regulations regarding investments

Intellectual Property Rights

All content, research, analysis, and materials provided by Coursenebula are protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.

Payment Terms

Payment for our investment consulting services is subject to the following terms:

• • Consultation fees range from R1,500 to R7,500 per hour based on service complexity
• • Payment is due within 30 days of invoice date
• • Late payments may incur additional fees as permitted by law
• • All prices are quoted in South African Rand and include applicable VAT

Refund Policy

Due to the personalized nature of investment consulting services, refunds are generally not available once services have been rendered. However, we will consider refund requests on a case-by-case basis for services not yet provided.

Limitation of Liability

Limitation of Liability

Indemnification

You agree to indemnify and hold Coursenebula harmless from any claims, damages, or expenses arising from your use of our services, violation of these terms, or violation of any applicable laws.

Disclaimers

Investment consulting services are provided for informational purposes. Past performance does not guarantee future results. All investments carry risk of loss.

Termination

Either party may terminate the consulting relationship at any time with written notice. We may terminate services immediately if you:

• • Violate these terms and conditions
• • Provide false or misleading information
• • Engage in illegal or fraudulent activities

Governing Law

These Terms and Conditions are governed by the laws of South Africa. Any disputes will be resolved in the courts of South Africa.

Dispute Resolution

Any disputes arising from these terms will be resolved through the following process:

1. Initial discussion and good faith negotiation
2. Mediation through a qualified mediator
3. Binding arbitration or court proceedings as appropriate

Changes to Terms

We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Continued use of our services constitutes acceptance of modified terms.

Severability

If any provision of these terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.

Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Coursenebula regarding the use of our services.

Contact Information

If you have questions about our cookie practices or this policy, please contact us: