Terms and Conditions
Effective Date: June 20, 2025: June 1, 2025
Acceptance of Terms
By accessing and using the services provided by Coursenebula, you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services or website. These terms constitute a legally binding agreement between you and Coursenebula.
Definitions
For the purposes of these Terms and Conditions:
- Company: Refers to Coursenebula, a South African investment consulting firm providing financial advisory services
- Service: Refers to investment consulting, financial planning, and advisory services provided by Coursenebula
- User/Client: Refers to any individual or entity using our services or accessing our website
- Content: Refers to all information, text, graphics, and materials provided through our services
Use of Service
Our investment consulting services are provided subject to the following conditions:
Permitted Uses
- Accessing financial advice and investment consulting services for personal use
- Receiving personalized investment recommendations and portfolio management guidance
- Utilizing educational resources and market analysis for investment decision-making
Prohibited Uses
You may not use our services for:
- Providing investment advice to third parties using our proprietary information
- Copying or redistributing our investment research and analysis
- Engaging in fraudulent or illegal financial activities
- Misrepresenting your financial situation or investment goals
- Violating any applicable laws or regulations
User Accounts and Responsibilities
When engaging our services, you are responsible for:
- • Providing accurate and complete financial information
- • Maintaining confidentiality of any login credentials
- • Promptly updating us of any changes to your financial situation
- • Following applicable laws and regulations regarding investments
Intellectual Property Rights
All content, research, analysis, and materials provided by Coursenebula are protected by copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works without written permission.
Copyright Coursenebula 2025. All rights reserved.
Payment Terms
Payment for our investment consulting services is subject to the following terms:
- • Consultation fees range from R1,500 to R7,500 per hour based on service complexity
- • Payment is due within 30 days of invoice date
- • Late payments may incur additional fees as permitted by law
- • All prices are quoted in South African Rand and include applicable VAT
Refund Policy
Due to the personalized nature of investment consulting services, refunds are generally not available once services have been rendered. However, we will consider refund requests on a case-by-case basis for services not yet provided.
Limitation of Liability
Limitation of Liability
To the maximum extent permitted by South African law, Coursenebula shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services.
Our liability is limited to the amount paid for services in the twelve months preceding any claim.
Indemnification
You agree to indemnify and hold Coursenebula harmless from any claims, damages, or expenses arising from your use of our services, violation of these terms, or violation of any applicable laws.
Disclaimers
Investment consulting services are provided for informational purposes. Past performance does not guarantee future results. All investments carry risk of loss.
Services are provided "as is" without warranty of any kind, express or implied.
Termination
Either party may terminate the consulting relationship at any time with written notice. We may terminate services immediately if you:
- • Violate these terms and conditions
- • Provide false or misleading information
- • Engage in illegal or fraudulent activities
Governing Law
These Terms and Conditions are governed by the laws of South Africa. Any disputes will be resolved in the courts of South Africa.
Dispute Resolution
Any disputes arising from these terms will be resolved through the following process:
- Initial discussion and good faith negotiation
- Mediation through a qualified mediator
- Binding arbitration or court proceedings as appropriate
Changes to Terms
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting on our website. Continued use of our services constitutes acceptance of modified terms.
Severability
If any provision of these terms is found to be unenforceable, the remaining provisions will continue to be valid and enforceable.
Entire Agreement
These Terms and Conditions constitute the entire agreement between you and Coursenebula regarding the use of our services.
Contact Information
If you have questions about our cookie practices or this policy, please contact us:
Legal Company Name: Coursenebula Investment Consulting Services
Email: [email protected]
Address: 123 Sandton Drive, Sandton, Johannesburg, 2196, South Africa
Phone: +27 82 465 1568